Jennifer Fong hit the nail on the head with her post as far as DSA involvement goes and a clear definition of pyramid schemes versus legitimate direct selling companies. A pyramid scheme is a promise of paying clients for them recruiting new members into the program, rather than selling an actual product. The mlm legality issue has been discussed in our popular article, MLM vs Affiliate Marketing. Profit Potential: Full time income My Score: 3/5 Summary: Primerica is a legit company with a long track record. Is Primerica a pyramid scheme? This is not to say that there is a Primerica scam or Primerica pyramid scheme. Also called Prime America at times, they distribute financial products to the North American residents. Menu Home; Master HDR Photography; Master Your Camera. Ponzis and Pyramids is a consumer education audio series that examines multi-level marketing and revealing the similarities between Wall Street Ponzis and Main Street Pyramids.. Ponzis and Pyramids is sponsored by Pyramid Scheme Alert and supported by donations from dedicated consumer activists, attorneys, and authors.. Each show is 60 minutes long and is in MP3 … In the books of the Federal Trade Commission (FTC): Primerica Financial Services, Inc or Primerica as it's popularly known is a biz op that has a lot of controversy going around it. We DO NOT feel that there is any type of scam or scheme associated with Primerica. However, many wonder if Primerica is a legit company based on their first interaction. However, there is enough negative information about this company that we simply cannot recommend it fully right now. For us to answer this we must really know what a pyramid scheme is. It is a company that has been around for years. I suggest you read the article to understand more. What is a Pyramid Scheme? Are you looking for a Primerica review to determine if the insurance company is a scam, multi-level marketing company, or pyramid scheme? It is a legit program that offers real products for distributors to promote and an opportunity to build a business recruiting members. Primerica is neither a pyramid scheme nor a scam. Some call it a pyramid scheme or a scam and some support it saying it's a legit money maker for them. Since Primerica is an mlm business opportunity, many of my readers and investors have asked, ‘Is Primerica a pyramid scheme?’ Under US laws, Primerica is not a pyramid scheme. Company: Primerica Product Type: Insurance and investment products / MLM business opportunity. Primerica Review Summary. Many new agents are brought into insurance sales through Primerica’s recruiting effort.. Primerica puts themselves into it. If you do well, you can make up to 95% commission by simply selling the products and this is why it is considered one of the highest-paying MLMs. Photography Tutorials and More. Introduction to Your Camera Letsimage. 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